Judul : Your Starbucks drink order may reveal basic truths about how you spend money
link : Your Starbucks drink order may reveal basic truths about how you spend money
Your Starbucks drink order may reveal basic truths about how you spend money
Sorbis / Shutterstock.com
What your coffee order reveals about your money.
I realize coffee is a fraught topic in the world of personal finance.
Many people will tell you buying coffee every day is a waste of money, and depending on your overall budget, it often is.
But, as a certified financial planner who spends a lot of time analyzing other people’s spending habits, I’ve learned to view coffee through multiple lenses.
For one, caffeine is an essential tool for a successful client meeting. I ask every client for their favorite Starbucks order, so I can come prepared to our meetings with their beverage of choice. Without it, the risk of glazed-over-eyes syndrome increases significantly, especially during the first meeting, which often runs long.
But, truth be told, I have an ulterior motive for asking this question. What you buy at Starbucks reveals something to me about how you spend your money. I don’t even need to know how often you buy coffee — just what you order when you do.
In my experience, if you prefer a basic drink like a venti black coffee or green tea, or even a tall cappuccino, you’re probably not a big spender in other areas.
If your order is more elaborate, like a venti iced skinny hazelnut macchiato with sugar-free syrup and light ice, then I’ll brace myself for a conversation about budgeting and scaling back.
And, if you respond by telling me how much you hate Starbucks and only drink premium espresso from a pricey independent cafe, then I’ll expect to have a frank discussion about maxing out your retirement accounts because your disposable income may be higher than it should be.
These are just observations, of course, and are not based on any kind of data or science. I ask many more questions during the meeting to get an accurate perspective on a client’s approach to spending. But more often than not, your answer to the Starbucks question holds true.
Lauren Lyons Cole is a certified financial planner and Business Insider’s Your Money Editor.
NOW WATCH: 8 great ways to earn passive income
Read more stories on Business Insider, Malaysian edition of the world’s fastest-growing business and technology news website.
✍ Sumber Pautan : ☕ Business InsiderBusiness Insider
Kredit kepada pemilik laman asal dan sekira berminat untuk meneruskan bacaan sila klik link atau copy paste ke web server : http://ift.tt/2rZYGkc
(✿◠‿◠)✌ Mukah Pages : Pautan Viral Media Sensasi Tanpa Henti. Memuat-naik beraneka jenis artikel menarik setiap detik tanpa henti dari pelbagai sumber. Selamat membaca dan jangan lupa untuk 👍 Like & 💕 Share di media sosial anda!
Appear first on Sapa Malaysia
Demikianlah Artikel Your Starbucks drink order may reveal basic truths about how you spend money
Anda sekarang membaca artikel Your Starbucks drink order may reveal basic truths about how you spend money dengan alamat link https://sapamalaysia.blogspot.com/2017/06/your-starbucks-drink-order-may-reveal.html
